How to Build Self-Help Groups for Successful Banking with the Poor (A Rural Model)
Foundation for Development Cooperation, revised 1995 (16 pages)
How to Build Self-Help Groups for Successful Banking with the Poor (An Urban Model)
Foundation for Development Cooperation, 1995 (20 pages)
Abstract
The purpose of these two booklets is twofold. First, they are intended to draw attention to the key role of self-help groups and non-government organisations (NGOs) in providing better access to credit for the poor in developing countries. Second, they provide NGOs and self-help groups with practical guidelines for the formation and operation of self-help credit management groups.
Both booklets are based generally upon the detailed country studies carried out within the Banking with the Poor project. In addition, each draws specifically on the experience of particular members of the BWTP Network.
The booklet on a rural model is drawn largely from the experience of the Mysore Resettlement and Development Agency (MYRADA), a prominent NGO which has organised large numbers of credit management groups in southern India. The National Bank for Agricultural and Rural Development (NABARD) and Vysya Bank, both involved in linkage programs with MYRADA, also contributed significantly to the preparation of the booklet.
The booklet on an urban model in based largely on the experience of Kabalikat para sa Maunlad na Buhay, Inc (KMBI), or Partners for a Progressive Life. KMBI is a major NGO implementing successful self-help group credit management programs in the northern fringe of Metro Manila in the Philippines.